Live across 8 providersNow in beta

See exactly how much money you'll receive — before you send.

Compare banks, remittance apps, and crypto routes in one place. Ranked by what actually arrives, not by who pays us.

No hidden fees Ranked by what you actually receive Compare 8 providers instantly No signup required
Recipient gets
₦1,884,602
Via best route
Best provider
RerouteFI Smart Route
Stablecoin + local payout
You save
₦95,635
vs worst route
LiveRates updated in real time
Live · All routes

8 routes compared · Best found

GBPNGN corridor8 providersLive
Routes8Best rate₦1,888Spread5.3%Best saves₦95,635Updated
Worst route gives
₦1,788,966
Best route advantage
+₦95,635
Best route detected · RerouteFI Smart Route
5.3% more than worst route
Best route
97% confidence
RerouteFI Smart Route
Stablecoin + local payout
Recipient receives
₦1,884,602
GBPNGN
₦95,635saved vs worst
Efficiency100%
Fee
£1.80
Rate
₦1,888
Speed
2–10 mins
Type
Best value
Rank #2
Remitly
Remittance
Recipient receives
₦1,865,081
₦76,115vs worst
vs best99%
Fee
£8.99
Rate
₦1,882
ETA
Minutes
Rank #3
Wise
Bank transfer / FX
Recipient receives
₦1,857,352
₦68,386vs worst
vs best99%
Fee
£5.70
Rate
₦1,868
ETA
Same day
Rank #4
VetMe Pay
Crypto ramp / P2P
Recipient receives
₦1,857,240
₦68,274vs worst
vs best99%
Fee
£10.00
Rate
₦1,876
ETA
5–20 mins
ProviderRecipient getsEffective rateFeeSpeedSaves
RerouteFI Smart Route₦1,884,602₦1,888Stablecoin + local payout£1.802–10 mins₦95,635
Remitly₦1,865,081₦1,882Remittance£8.99Minutes₦76,115
Wise₦1,857,352₦1,868Bank transfer / FX£5.70Same day₦68,386
VetMe Pay₦1,857,240₦1,876Crypto ramp / P2P£10.005–20 mins₦68,274
WorldRemit₦1,836,711₦1,859Remittance£11.99Minutes–1 day₦47,744
Western Union₦1,815,619₦1,847Cash pickup / bank£16.99Minutes–1 day₦26,653
MoneyGram₦1,808,923₦1,843Cash pickup / bank£18.49Minutes–1 day₦19,957
PayPal / Xoom₦1,788,966₦1,832Digital remittance£23.49Minutes–1 day

Using estimated demo rates. Live route data temporarily unavailable.

Comparing across global providers
How it works

From quote to settlement, in seconds.

Three steps. Zero friction. Every dollar routed through the most efficient path available.

Tell us the intent

Amount, origin, destination, and purpose — send money, buy crypto, off-ramp, or compare every route.

We scan every route

RerouteFI compares banks, fintech, remittance and stablecoin rails in real time — all 8 providers, side by side.

You pick the best route

Cards rank by what the recipient actually gets. Best overall, cheapest, fastest, crypto-friendly — clearly tagged.

About RerouteFI

A neutral routing layer for global money.

Cross-border transfers remain the most opaque and overpriced part of personal finance. The same £1,000 transfer between the same two countries can vary by tens of pounds depending on the rail you choose. RerouteFI exists to fix that — a neutral, transparent intelligence layer that ranks every route by what the recipient actually receives.

  • We compare every meaningful route — bank, fintech, remittance, stablecoin — in one place.
  • Rankings are by output, not by who pays us. Affiliate placements are clearly disclosed.
  • We never hold funds. You transact directly with the provider you choose.
  • Built to scale: provider feeds today, full API and embeddable widget tomorrow.
8
Providers compared
4
Currencies live in demo
< 2 min
Best-route delivery
0%
Custody risk to you
Live routing decision
£1,000 → Nigeria
Routing
RerouteFI Smart Route₦1,883,000
VetMe Pay₦1,873,500
Wise₦1,860,200
Remitly₦1,866,500
Western Union₦1,824,800
Smart Route delivers +₦58,200 more than a traditional bank transfer — purely by picking the right rail.
Partners & revenue

A commercial model built for trust.

RerouteFI is a comparison and routing layer — we don't hold funds. We monetise through transparent affiliate relationships, provider listings, and infrastructure products.

Affiliate referrals

When users complete transfers via partner providers, we earn a small referral — at no extra cost to the user. Every placement is disclosed.

Provider onboarding

Money providers onboard onto our index — we publish standardised quotes, route metadata, and conversion-optimised handoff flows.

Business accounts

For SMEs and operators sending recurring international payments — bulk comparison, saved corridors, and volume rates from partners.

API & rate feeds

Routing intelligence as infrastructure — pricing, ranking, and best-route APIs for fintechs, marketplaces, and treasury platforms.

Sponsored placements

Partners can sponsor placements with full disclosure. Sponsored rows are clearly marked and never re-rank the comparison.

Investor & press

Investor decks, traction data, and corridor analytics for journalists, analysts, and prospective backers — on request.

AffiliateReferral fee per completed transfer
ListingStandardised provider feed onboarding
APIRouting intelligence as infrastructure
SponsorshipsDisclosed, non-rank-altering
FAQ

Questions worth asking.

Everything we'd want to know before trusting a routing layer with our money.

Does RerouteFI hold my money?
No. RerouteFI is a comparison and routing intelligence layer. When you select a route, you're handed off to the provider securely — they hold and move the funds, not us. We're not a money transmitter, bank, or e-money institution.
How do you make money if you don't take a fee?
Through transparent affiliate relationships with some providers, listing fees, sponsored placements (clearly marked), and our API/rate-feed infrastructure for fintechs. Affiliate fees are paid by the provider out of their margin — never added to your transfer cost — and never re-rank the comparison.
Are the rates I see actually live?
In this prototype, the rates shown are realistic demo data designed to demonstrate the ranking and routing logic. In production, these are replaced with live provider quote APIs polled per request.
How are routes ranked?
By what the recipient actually receives — the only metric that matters. We compute that from the gross send amount minus all fees, multiplied by the effective FX rate. The route that delivers the most to the recipient ranks first.
Why include both fintech and crypto routes?
Different corridors are best served by different rails. For some routes, a stablecoin off-ramp is dramatically cheaper and faster; for others, a remittance specialist or a bank wire wins. We don't take a side — we surface what works.
Can I integrate RerouteFI into my product?
Yes. Our routing intelligence is available as an API — pricing, ranking and best-route endpoints — and we have an embeddable widget for marketplaces and treasury platforms. Get in touch via the contact form.
Get in touch

Let's talk money routing.

Building a product that needs routing intelligence? Want to list as a provider? Or just curious — we're genuinely happy to talk.

Message received — we'll be in touch within one business day.

Stop overpaying to move money.

Run a quote in seconds. No signup, no commitment.

Find best route
Rates change in real time — best route may shift with market conditions.